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recording all right ladies gentlemen and Richard whos a category of his own um you are here tonight today this morning um to learn about how to design incentives that actually work using behavioral economics um originally he was gonna do a talk on behaviors that incentives that really dont work because it would have been funnier but uh we convinced him to go with incentives that do work so um Richard is one of my favorite people to introduce he is our managing director but also what you dont know about Richard is hes a straight up French basketball star um and so if you get a chance to ask him about this hes five foot one no hes not that short hes not that sure hes a little taller what are you Richard six one six one yeah thats French basketball sorry so Im talking about you can ask him in the Q a but he heads our health care practice and formally LED its financial decision making work hes overseen dozens of Behavioral economics projects and experiments with commercial clien