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In this tutorial, the speaker discusses the pitfalls of rent-to-own agreements. As a lender, they advise against entering such arrangements due to frequent issues. Often, these agreements are presented as a solution for those with poor credit, suggesting that rent payments will contribute to a future down payment. While it may seem appealing, there are numerous ways these deals can fail. The speaker emphasizes the importance of being cautious, as not all sellers are legitimate; scams exist in the rent-to-own market. Even with a legitimate seller, there are specific criteria that must be met for rent payments to be counted toward the down payment.
