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A photography payment plan is an agreement between a professional photographer and a client for the use of images or photography services. While some photographers prefer full upfront payment, offering payment plans can make services more affordable for customers, especially for higher-priced offerings. Payment plans may also accrue interest, benefiting both parties. The payment plan contract should include: names of the parties, description of services, total balance due, repayment plan details (including down payment, interest rate, and start date), payment instructions, late payment terms, and signatures. For legal documents, visit eforms.com.