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A durable power of attorney involves a principal who selects an agent to manage their financial matters through a written agreement. Typically, a spouse is chosen, but any trustworthy individual can be appointed. Attorneys often suggest selecting a beneficiary from the principal's will as the agent. The principal may designate multiple agents to make decisions together or name an alternative agent if the primary one cannot act. The key distinction between durable and general power of attorney is that a general power of attorney becomes ineffective if the principal is incapacitated, while a durable power of attorney remains valid until the principal's death or their revocation.
