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whats up everybody welcome back to bold tv im your host philip michael heres a topic for you health insurance its a necessity and most people get it from their job our next guest here is carl schussler the ceo of mitigate partners mitigate partners helps businesses create health care plans that work for their employees and their budget welcome carl how you doing how you doing felt michael great to be here appreciate it great thank you great to see you and im excited to talk about this because its one of those touchy issues healthcare how do you do it how do you do it correctly i come from a country where its free when i came in denmark coming here never really understood it so tell me how does mitigate partners work mitigate partners is really a composition of like-minded cadre of like-minded benefit advisors all over the country spanning from the west coast the east coast about 30 different offices and we believe phil michael that collaboration over competition is better normal