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affidavit of understanding and hold harmless agreement the affidavit of understanding and indemnity and hold harmless agreement is a special document required during the covid pandemic when the pandemic began delays in the recording of deeds liens and other items began to occur in the offices of the recorder of deeds and circuit clerk throughout the country because of these delays it is possible that people can take actions that can cause liens to be filed against the property or even conveying the property without our knowledge the delay can create a docHub gap between when documents are recorded and when they are available for review and this gap represents risk by executing this document you agree that you have not done anything from the moment the contract was signed or the refinance was requested to cause a new lien to be recorded against the property you further agree that you have not conveyed or contracted to sell the property to somebody else nor entered into any contract
