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with the new blended retirement system coming into effective in 2018 its important to know how it affects you to explain well use three different examples comparing the BRS and legacy retirement system at different points in the Servicemembers career well start at the 12-year point of the careers of two service members at this point both members have invested 5% of their income every year into their TSP the legacy plan doesnt provide any benefit up to this point however with the BRS the government automatically matches up to 5% of the TSP after two years of service on top of that theres a mid-career bonus in exchange for serving an additional four years now lets look at the end of a 20-year career both service members are retiring at age 40 and have completed 20 years of service whats the same rank and pay this is how much the service member with the legacy plan has put into his TSP the service number with the BRS has put away the same amount however the government also matched