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our senior reporter Simon love is in caram downs and youamp;#39;ve been basically traveling across the mortgage belt in Melbourne around Frankston today Simon and a lot of people are doing it tough a lot of young fam yeah sorry forgive me Kieran Iamp;#39;ve just beened by a bird um and it was extreme well itamp;#39;s itamp;#39;s not the first time Iamp;#39;ve been swooped in the last five minutes as our technical team will tell you so anyway letamp;#39;s push on and hopefully not get swooped again weamp;#39;re all waiting for this uh not for a bird sweeping weamp;#39;re waiting for this decision from The Reserve Bank at 2:30 uh weamp;#39;re going to possibly see the RBA as as widely tiip keep rates on hold uh but Anything Could Happen of course could see rate a rate cut which no doubt many people in this area well known as a mortgage belt uh particularly this suburb caram Downs Kieran uh ing to uh research by uh Redbridge 60% of residents here that theyamp;#39;ve surveyed are