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- On this video, Im gonna talk all about the Loan Estimate or the LE. And were going to start it right now. (rock music) Hey, whats going on? Im Emmett Dempsey, mortgage broker and owner of Treasure Coast Mortgage here in Port Saint Lucie. And welcome to another video. On this channel we talk more about mortgages, the home buying process, and some cool things around Port Saint Lucie and the Treasure Coast. So if youre new here, please think about subscribing. Okay. The Loan Estimate. Okay, now, by now youre either buying a house or youre refinancing. You got this big old package, either electronically or on- or mailed to you. And one of the most important pieces of that disclosure package is called the Loan Estimate. Now, if you havent gotten a mortgage in a while, you may have heard the term Good Faith Estimate, or something of that nature. And I even now I still talk to borrowers that say, hey, give me a Good Faith. Well, after August of 2010, or sorry, October of 2010, that
