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if youre applying for an sba 7a loan collateral is going to be a much bigger issue than you probably thought hey im ray drew an actual sba lender and in this video im going to explain the sbas collateral requirements and i would pay attention because the sba may or may not require the lender to place a lien on your house depends on the situation but theres a lot of misinformation out there on the web so i would watch this until the end so that you dont get duped by your lender [Music] [Music] and its not like theres a bunch of folks out here on the internet purposely lying to you im not saying that a lot of them are just oversimplifying things and not telling the full story but i will because youre smart and you deserve to know and i explain this to small business owners every day and they get it now keep in mind im just the messenger the u.s small business administration lays out the rules i just follow them now you might say thats a stupid rule i agree but those are the