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real life financial planning scenario parent just passed away both myself and my siblings are listed as beneficiaries on their Ira how do we split it how do we take it what do we do next Iamp;#39;ve got that more coming up my name is Mike Bernardo the host of the wise money show Almost one of the certified financial planners right here at cohern Financial Group make sure you hit that subscribe button turn on notifications and smash that thumbs up button alright so when you have an IRA along with it along with all the decisions you need to make about you know where do you have it what do you invest in whatamp;#39;s your rebalance schedule your withdrawal whatamp;#39;s your tax strategy all that sort of stuff one of the basic decisions that you need to make is whoamp;#39;s the beneficiary whoamp;#39;s the beneficiary when you have an IRA or a Roth IRA 401K those sorts of things this decision is often cast aside in fact as we see a lot of new folks come to our offices meet wi