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In this video, Jason Hardy from Homestead Financial Mortgage discusses why forbearance agreements are a bad idea unless you are truly at risk of losing your home. He warns about the potential risks, such as credit card cancellation, damage to your credit score, and the inability to refinance at low mortgage rates. Hardy shares that some people have accidentally entered into forbearance agreements, affecting their mortgage applications. It is emphasized to avoid entering into a forbearance agreement unless you are genuinely concerned about losing your home. Hardy also reviews what a forbearance agreement entails.
