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In this tutorial, we will guide you on how to create a personal loan agreement. You can choose to write it in Adobe PDF, Microsoft Word, or rich text format. We recommend using Adobe PDF for ease. The fillable form allows you to input necessary information, such as the effective date, borrower's details (e.g. name, address), loan amount, and repayment terms. For example, borrower promises to pay lender $10,000 within a year. You can customize the agreement according to your specific requirements.