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In the final paperwork stage of buying a car, you will sign contracts for any back-end products you agree to purchase, such as an extended service contract or credit life insurance. You will sign separate agreements for each product and receive a copy. If you decline coverage, you will sign a form confirming your decision. Any rebates or incentives will also require a separate form for you to sign. Dealers cannot claim rebates without applying them to your purchase, as this would be illegal.