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one of the talking points of the itamp;#39;s not a bailout crowd is that the ftic is paid by other Banks you know traditionally the FDIC only covers the first 250 000 what theyamp;#39;re doing now with these bailouts is theyamp;#39;re extending that to all the rich guys okay what happens then when the FDIC runs out of money the FDIC has a standing 100 billion dollars of lending Authority from the treasury the FDIC runs out of money they just call up treasury which is you the taxpayer they call them up and say hey Iamp;#39;m gonna need 100 billion dollars moreover in 2009 Congress passed this act thatamp;#39;s temporarily raised the FDIC borrowing limit through 500 billion so you can be sure that if the stuff hits the fan they are certainly going to effectively bail out FDIC by going to Congress moreover if the FDIC itself is a compulsory insurance program so you pay .06 to 0.1 percent of your bank account uh every year into FDIC so even if they recapitalize FDIC by spreading it ou