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welcome to the maryland bankruptcy center website iamp;#39;m david rubin iamp;#39;ve been practicing bankruptcy law in the state of maryland since 1991. iamp;#39;ve filed thousands of bankruptcy petitions on behalf of maryland residents just like you who are looking to eliminate their debt and get a fresh start on this video iamp;#39;m going to focus on chapter 7 bankruptcy chapter 7 bankruptcy is is the more common kind of bankruptcy over 15 000 marylanders used it last year to eliminate their debt what chapter 7 does is it eliminates credit card debt medical bills judgments garnishments repossessions and any other unsecured debts that you might have that youamp;#39;re not able to pay if your wages are being garnished if you have a judgment against you and theyamp;#39;re getting ready to freeze your bank account or garnish your wages chapter 7 will help eliminate that as soon as you file it there are only a few types of debts that you cannot eliminate in a chapter seven and that