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joining us now Alexander Skaggs she is a reporter for the financial times Alexander thanks so much for joining us hi thanks for having me I imagine itamp;#39;s a very busy week for you yes itamp;#39;s like your Christmas in some weird way um but this is when we really earn our paychecks okay so letamp;#39;s letamp;#39;s start I mean if it seems to me and and tell me uh I imagine I donamp;#39;t have the whole story on this at all but seems to me thereamp;#39;s like four elements I was saying earlier about this there is the rollback uh of the 2017-2018 Dodd-Frank rollback which changed the threshold in which Regulators would check on banks to make sure theyamp;#39;re not you know uh under capitalized essentially uh there is what Regulators actually did with those changes in those laws uh in terms of the way they executed it there was uh s uh BV and maybe and a couple other banks that were um doing stuff they shouldnamp;#39;t have been doing they were they were over they were unde
