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hi Iamp;#39;m Noel bodkin from the e-commerce Association of Ireland today Iamp;#39;m with Federico Gaffney from Elavon and as part of the insight series this month weamp;#39;re looking at PSD 2 and its implications on e-commerce so hi Federico hi there hello Iamp;#39;m good thank you so what is the mechanism to apply strong customer authentication in an e-commerce scenario so authentication means the ways in which the card issuers make sure that the person making a payment transaction are what they claim to be so a strong customer dedication means an additional security to to that authentication that the issueramp;#39;s bank will have to undertake counter regulation this is provided or the way this is actually achieved is through the use of two factors out of three possible categoryamp;#39;s this categoryamp;#39;s art knowledge something that the payment service user only knows possession something that the payment service user has or inherent something that the payment service