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this is called a bloody mess you got to know how to calculate this this is the hidden secret to your revolving debt I did a webinar this week where I just beat up beat revolving debt up as some people email me they went and paid their cars off the next day somebody emailed me a few people Brian the after seeing that webinar I just went there just paid it off made them that mad am I good because what you did you cut in today game plan they thought they were going to make X but youve been here just knock it off make sense now he did he paid his car off which Im fine with that but the webinar was about revolving debt that this is what kills you installment debt is paid off last revolving debt you pay off when that revolving debt got to go revolving debt is a debt without a plan installment that means you only have this for a certain term make sense usually on the term the interest rate should be low okay some people do the credit issues and stuff even that can be high but revolving tha