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The speaker addresses non-believers regarding the validity of paying for a car in full with a promissory note. They present documentation confirming a total settlement amount of $10,161.48, which represents the payoff for the loan. The payment acknowledgment indicates that after processing, the title will be sent to the customer and a copy forwarded to State Farm to release the lien on the vehicle. The document is signed by authorized representatives, emphasizing the authenticity of the transaction. The speaker challenges skeptics, asserting the possibility of discharging an automobile loan through a promissory note and encourages further examination of the provided information.