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Blackout Residential Rental Application

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Aug 6th, 2022

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How to Blackout Residential Rental Application

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[Music] the fair housing act was passed in 1968 as part of the civil rights act the law takes fair housing seriously so whether youre a landlord or a tenant its a good idea to get familiar with it the law says that a rental application cannot be denied on the basis of marital status sex gender age disability religion color race or nationality all of these are considered protected classes under the act a landlord can also not deny applicants who are pregnant have kids or cares for an elderly person so what does the fair housing act mean for you if youre a landlord it means that you need to be aware that there are legal reasons to deny a renters application but that there are also illegal reasons if youre a tenant it means that you have rights and the grounds for filing an official complaint if you feel you are being discriminated against well take a look at both perspectives in this video if youre a landlord reviewing applications concern yourself with whether an applicant can p

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

Can I use bank statement as proof of income?

Does a bank statement work as proof of income? Many landlords will accept bank statements as proof of income as long as they show at least two paychecks being directly deposited into the account. In addition to a bank statement, landlords may want to receive an employment verification letter.

Why do rental applications ask for bank info?

By asking for your bank details, the landlords can verify your bank account and that your income, minus your expenses, is enough to meet your payment obligations. Landlords may also want to know your account number in case you fail to pay your rent.

Does filling out a rental application hurt your credit?

Since most credit checks for renting are considered soft checks, they wont negatively impact your credit score. The FICO credit-scoring model, one of the most popular credit scores, ignores inquiries made within 30 days of scoring.

What can I black out on my bank statement for an apartment?

You cannot reasonable black out certain identifying information, such as your name, address, and deposits. You can, and should, black out your account number. You can also black out other transactions that are irrelevant to determining your income, which is all the landlord is supposed to be checking for.

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