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The speaker, a lawyer, expresses their enjoyment in informing people about their rights, specifically discussing the Equal Credit Opportunity Act and the adverse action notice requirement. When individuals apply for a loan and are denied or receive less credit than requested, they should receive an adverse action notice—a letter detailing the application date, denial reasons, and other relevant information. However, notices may sometimes be missing or lack proper explanations, which is illegal. While it might appear to be unnecessary bureaucracy, the speaker emphasizes that these notices serve an important purpose in protecting consumers' rights and ensuring transparency in credit decisions.