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[Music] [Music] welcome to another tutorial video in this one were going to be discussing quarterly financial projections how theyre different from annual projections and why we tend not to use them all the time in financial models heres the question that came in the other day why do most of your financial models use annual projections rather than quarterly have here or monthly ones and how our quarterly projection is different how much of the setup changes so before I answer this I just want to clarify one quick point we do actually have several half-year and quarterly models and even some monthly models and case studies in our courses but yes it is true that many of our case studies especially the introductory level ones do use annual numbers and there are basically two reasons for that Im going to give you the short answer and explanation here and then were going to go into a longer explanation and look at how quarterly projections differ after this so reason number one that w