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In this video, Micah Ruger, managing partner at Greenwash Financial Group, explains the mortgage forbearance provision from the CARES Act, which allows qualified individuals to potentially delay mortgage payments for up to six months due to an increase in unemployment rates. The tutorial covers who qualifies for forbearance, what it entails, potential repayment options, and how it may affect credit scores. It also highlights hidden costs associated with mortgage forbearance and discusses alternative programs available if a lender denies a request for forbearance. The video aims to clarify the concept of forbearance and guide viewers through their financial options amid the COVID-19 crisis.
