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[Music] hi Im cliff Davis here to talk about the mass mutual and gerber life insurance products that we have in our industry we have a little something called the widows blackout period now I want you to try to understand this work with me here for just a minute lets suppose the young couple gets married and they have a child when theyre both about thirty years old that seems to be the norm anymore but suppose you have a child when youre 30 now obviously theres gonna be if something happens to that red winner in this case Im going to be sexist I lets see Im gonna put dad in the ground lets suppose its just mom and the childs still at home now if that child had just been born mom is going to receive two checks from Social Security one check is gonna be for the child that check comes in until the child turns age 18 or if theyre still in high school 19 now the mother in that case would also get a check equal to what the child gets thats current social security law that check
