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the interest rate the 10-year treasury is at the fulcrum of all Financial activity because it all is based on credit and the price of credit is depending on how the economy is structured and we have winners and we have losers for years the losers were the Pension funds who are getting zero on their money markets or passive Investments now theyre getting two and a half percent on a money market and some banks are offering certificates of deposit paying four percent so thats the first time weve seen that in many many years and I think youre going to get to a headline at some point talking about our friend Jamie Diamond at JPMorgan of course theyre sitting on over a trillion dollars and theyre making record income on that cash and that brings about a lot of other questions you know its a market its an economy its a world its a country where we have heads you win tails you lose no matter what the interest rate scenario is guys like Jamie dimon and the Wall Street bankers and the
