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Retirement is the final chapter of the American dream. But the dream of the golden years is quickly turning into a fairy tale. Retiring in America today is not easy. It is a very tall mountain to climb. More than a third of Americans today feel unprepared or unsure if theyre on track for retirement. And nearly a third of seniors say they either plan to work through the age of 70 or never retire in their lives. Im not want to be rich. I just like to have enough to where I could be comfortable. The pandemic, a war in Europe, rate hikes, as well as fears of a recession, have also led to great turmoil in the market, wiping out an estimated $3.4 trillion from retirement accounts during the first half of 2022. The United States is definitely facing a retirement crisis. If we dont do anything about it, years down the line, youre going to wind up with a lot more seniors in poverty, reliance on public services. Others say the retirement crisis in America is a myth. The US retirement system