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lets have a look at the general framework for depth restructuring so as always well go through the main things you can achieve when it comes to restructuring depth just as a reminder restructuring depth is one of the eight ways each direction you can take to improve your cache position so the first thing you can consider is simply to consolidate and refine a step so in other words if you have a lot of banks that give you loan the money then you consolidate them so you have fewer and you ask for lower interest rate obviously the logic behind that has to be built in so they have to understand that it makes sense but usually if you consolidate and you refinance the debt you have a lower interest rate now another way to approach the topic is simply to switch from short-term to long-term financing usually short-term has a higher interest rate whereas the long-term has a lower interest rate so simply by switching some part of your financing from short term to long term youre able to lower