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hey everybody Jones keeper here from the consumer Warrior YouTube channel and today were going to tackle kind of a somewhat more complicated process were going to talk about chapter 13 bankruptcy and how you can determine approximately how much youre gonna have to pay your creditors through the chapter 13 process if this is your first time here to my YouTube Channel please click subscribe check out that little bell that way youll be notified each and every week when I put out new videos thatll help you build your serious debt problems all right lets talk about Chapter 13 Bankruptcy now most people have filed bankruptcy file chapter seven chapter seven is a relatively short process takes about four to five months to work through and you get a complete discharge in most cases theres no payments that are made to your creditors you just file the debts go away and you move on with life kind of thing however you do have to qualify for chapter seven and they base that upon your househo