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hey dustin tibbetts financial advisor here with jazz wealth managers how you doing today i got a bum finger so it might make some noise sorry about that hey when you do your taxes um you know it seems like the irs always wants you to tell you everything about your life well you mostly do if it has to do with money but they donamp;#39;t need to know every little detail actually you actually donamp;#39;t need to list your roth ira contributions for the most part so weamp;#39;re going to explain a little bit here today so roth money is considered after tax money meaning you put the money in after youamp;#39;ve already paid taxes and then the benefit is it gets to grow tax-free as long as you take it out after age 59 and a half so because youamp;#39;re already putting money away that has been taxed already the irs really doesnamp;#39;t care unless you want the savers credit so if youamp;#39;re trying to get the savers credit then you want to report any contribution that you