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Not having money in this country, itamp;#39;s like trying to swim in shark-infested waters with weights on your ankles. Itamp;#39;s hard to fix, itamp;#39;s costly, and for generations of Black people, itamp;#39;s been compounded by decades of racist government policy. Letamp;#39;s take banking. If you have enough money, your bank might dole out travel points, offered lower fees for service, or give you free checking. If you donamp;#39;t have enough money, your bank can charge penalties for keeping too little in your account, or fine you for small infractions, like temporary overdrafts. Thatamp;#39;s if you even have a bank. Thousands of branches across the country are closing in low-income areas, leaving people to rely on costly alternatives, like payday lenders and check-cashing services. And this isnamp;#39;t like in Jaws when the shark eyes the lone swimmer. 64 million Americans donamp;#39;t have access to basic financial services. Thatamp;#39;
