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Jeri: Hello investors. My name is Jeri Frank and Im co-founder and CEO of AssetRover. Today, Im here with Judy Stevens from Skogman Realty and Judy Stevens has been in real estate since 1978. She served for 6 years on the Iowa Real Estate Commission, has been an instructor for the Iowa Association of Realtors and for Skogman Realty. You do independent teaching of insurance classes, correct? Judy: I do. I have been a landlord. My husband and I probably have been landlords for about 48 years, but we just sold our last one this year. Jeri: Congratulations. Judy: All of them in Iowa, one in Arizona. Jeri: All right. When we first spoke and we were talking about topics that we might want to talk about, you actually brought up the idea of talking about rental applications and I was curious what brought that to the forefront of your mind as a topic. Judy: If you could only have everybody fill out one piece of paper, it would be the rental app. I think you can eliminate headaches on the rent