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hi everyone today we are going to learn about encumbrance and its types first we will see about what is mean by encumbrance the obligation claimed against an owner by a third party for example documents are mortgage deed of trust mechanics liens local taxes assessments judgments Etc we have a two types of encumbrance first one is voluntary encumbrance and second one is involuntary encumbrance let us see about one by one first we will see about what is mean by voluntary encumbrance any lien or obligation on the owner of the property is willfully created by the owner for example documents are deed of trust and mortgage then we will see about what is mean by involuntary encumbrance it is a lien or obligation which is imposed by someone else against the will and wish of the owners of the property for example documents are tax lien judgment lien and mechanical lien Etc next we will see about what are the documents are there involuntary encumbrance first one is contract of sale a contract of