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[Music] thank you [Music] okay so um today Im sitting with Brent nalling from norling law now Brent tells me norlings specialty uh resolving complex commercial disputes which is kind of Juicy and really useful experience and information for people to avoid having conversations with people like Brent so um thank you for taking the time to sit with me today oh good um I want to get started with something basic what is insolvency what is insolvency um so that really is just where a company or an individual cannot pay their debts as they do and so theres a few different ways that companies end up in like a formal insolvency this is liquidation theres receivership is Administration theyll have their own little quirks and Dynamics yeah and um thats quite a low bar really yeah yeah I think and the reason I started with that one is because I think people dont realize how basic that really is yeah um so what can trigger a liquidation yeah so um really it is a liquidation is as a result o