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[Music] today I am going to share with you about a peculiar situation you always face with your friends or relatives especially close friends and best friends and relatives wherein they come and they feel emotional about their situation and you your heart gets melted and you immediately do some monetary help to them hoping that we're going to repay it back but unfortunately it doesn't happen like this when you give that hand alone you don't take any documentry audience you don't take any cheque as a security or you don't take any promissory note as a security and eventually friends or the relatives trying to settle that account in other accounts in their emotional account because they come for help to you psychologically speaking they already invested in some form of monetary investment or emotional investment or any other sort of investment they might have already invested in you and based on that investment they come to you for help and when you pay them as a hand loan and they try...