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major financial institutions have teetered on the edge of collapse and some have failed as uncertainty has grown many banks have restricted lending credit markets have frozen and families and businesses have found it harder to borrow money we are in the midst of a serious financial crisis and the federal government is responding with decisive action so i propose that the federal government reduce the risk posed by these troubled assets and supply urgently needed money so banks and other financial institutions can avoid collapse and resume lending this rescue effort is not aimed at preserving any individual company or industry it is aimed at preserving americas overall economy in january issue the bailout was far bigger than the federal reserve let the public or even members of congress know at the time during the 2008 meltdown when the government bailed out too big to fail giants like bear stearns aig fannie mae freddie mac who did they hire to analyze and clean up the mess another g