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letamp;#39;s be honest the old way of investing isnamp;#39;t serving anyone anymore the old adage of you know just save up for retirement put your money into a 401k plan put it into an IRA and sort of set it and forget it has not worked it was a total scam when it was first introduced and it has actually never worked the average 401K at retirement is anywhere between 70 and 90 000 which means when you retire youamp;#39;re going to live off of ninety thousand dollars for the rest of your life and maybe a little bit of Social Security money no that is not a way to build wealth and of course this is a scam because Wall Street and of course government has wanted you to put your money into a 401k plan because itamp;#39;s a partnership between Wall Street and the government right youamp;#39;re partnering with the government in order for them to make money and to create this facilitation of a 401k plan so again the scam is real the idea that youamp;#39;re going to live off a pile of cas