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good morning john everyone is talking about student loans incorrectly and its making me frustrated so im making a video about some flat decontextualized numbers for you theres 1.75 trillion dollars of outstanding student debt in america held by around 45 million students that is roughly 39 000 of debt per student and what you would imagine given those numbers and what most people do imagine is the average college graduate headed out to the workforce with 39 000 of debt and this is entirely wrong first let us not forget about the 35 of people who get a degree and do not have student loans that number was a lot bigger than i expected it to be and i think its important to say that it exists and that those people have like a leg up on the 65 percent of the students who graduate with that second this wont surprise you but you may not have noticed it the average student debt holder didnt just graduate they graduated a while ago and they have either been paying down their student debt o
