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In this tutorial, the speaker discusses the potential pitfalls of rent-to-own agreements from a lender's perspective. They express skepticism about entering such agreements due to frequent issues. Rent-to-own often appeals to those with poor credit by presenting an enticing option to eventually own a home after renting. However, the speaker warns of the many potential problems, including the risk of fraud from illegitimate sellers. Even in legitimate scenarios, there are complexities involved, such as ensuring that rental payments can be applied towards a down payment. The speaker emphasizes caution and awareness in these arrangements.
