Black out arrow in the Insurance Quote

Aug 6th, 2022
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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.
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A black box is either physically installed in the car or downloaded as a smartphone app. It links to a GPS device that measures and records vehicle speed, location, distance traveled, driving frequency, and time of day the car is in motion.
Curfews or journey restrictions Many accidents happen late at night or when the roads are very busy, so some black box policies impose curfews, with fines or higher premiums if you drive outside the designated hours. (Note: Not all black box policies impose curfews find out more.)
You may receive a warning or a penalty charge, depending on your policy. Additionally, your insurance premiums are likely to increase at renewal. In some cases, your insurer may cancel your policy if you exceed 100 miles per hour or continue engaging in dangerous driving behaviour.
What are the rules with a car insurance black box? You may have a mileage cap which cannot be crossed unless you pay for a top-up. You must not under any circumstances tamper with the telematics box itself. You may have a curfew, during the hours of which you may be penalised for driving.
What is black box car insurance? If youre a new or young driver, traditional insurers consider you a higher risk as you have less experience behind the wheel. But black box insurance uses telematics technology to monitor your driving. This builds up a Driver Score based on how safely you drive.
Black box car insurance rules Stick to the speed limit. Dont accelerate too quickly. Avoid late-night driving. Keep within your estimated annual mileage. Dont tamper with the box. Brake in plenty of time. Dont let uninsured drivers drive your car.
The cons of black box insurance: ❌ Bad driving will increase the cost. If you have bad driving habits and dont use your black box to correct them, you can end up paying more for your insurance premium. ❌ Drive time restrictions or curfews. ❌ Journey restrictions. ❌ Additional charges.
And this usually translates to lower insurance premiums after at least a year of driving with a black box you might find your premiums see a reduction of as much as 60%!

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