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hey guys welcome to this video Im doing this because yesterday afternoon says Tuesday July 16 the Centers for Medicare and Medicaid Services came out with their new rule on arbitration agreements and nursing homes long-term care facilities and I thought this was important enough I wanted to do this video give you a little bit of background a couple years ago the rule came out that there would no longer be binding arbitration allowed in nursing home so if you take a loved one you know its a grandparent a sibling parent whoever it is put them in a nursing home they could not require you to do an arbitration agreement and arbitration is where you have to go before one or usually three arbitrators and theres no court theres no jury and you go before these arbitrators and theres a reason the industry always wants that because it tends to be much better for them and so then we had a change of the administration and then there was a reversal of that they said no no no you can do binding