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so great so now you've finished filling out your loan application and let's talk about what the actual loan offer might look like specifically with regards to a term loan there's a few sort of key components to think about certainly it's the amount that you've been approved for so in our case for hebron company we had applied for $100,000 to you know open our new office we submitted that application you know to Bond Street who then got back to us with an approval and a specific interest rate so interest is essentially the cost of borrowing that capital and how much in addition to that hundred thousand dollars you're gonna have to repay over the life of the loan one of the key data points in any loan offer you should understand is what the repayments period and repayment process looks like so with the term loan hopefully that's you know at least a year long you know can often be up to you know five in some cases ten years long if you're getting a traditional bank or SBA loan in our cas...