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Sean Reynolds, owner of Summit Properties Northwest and Reynolds and Kline Appraisal, discusses interest rate locking with Dan Chapman from Fairway Independent Mortgage. When you lock your rate, it means you secure a specific rate for a set period, typically 30 days. This guarantees that your rate won't worsen before closing. You can extend the lock if needed, with a small chance of rates improving despite the lock. Locking in a rate for a longer period may involve a cost.
