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In this video tutorial, the process of writing a personal loan agreement is demonstrated. The agreement can be created in different formats such as docHub PDF, Microsoft Word, or rich text. The tutorial focuses on using docHub PDF as it is considered the easiest format. The agreement is fillable with fields such as the effective date, borrower's information, address, and the amount to be borrowed. The borrower, in this case Johnny Appleseed, is lending his wife Nancy Appleseed $10,000. The agreement states that Nancy has a year to repay the loan.