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Hello, my name is Jace Brown, an attorney with Kiesa Shahenia and John Tomasi in West Orange, New Jersey. Today, I will be discussing what constitutes an original under Insuring Agreement E of a financial institution bond. A financial institution bond is a fidelity bond that covers loss for financial institutions related to counterfeit, forged, and altered documents. The objectives of this presentation are to understand that not all financial institution bond forms define the term original, to comprehend the purpose of the original requirement in Insuring Agreement E, and to analyze case law on what constitutes an original under such circumstances.
