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question one employees that have group life policies covering them are required to be issued a slash and a estimate of employers premiums b certificate of insurance c master policy d monthly premium notification on a non-participating plan the correct answer is b certificate of insurance question two jerry is using a new time management technique in his insurance sales presentation in order to cut the amount of time he spends at each appointment he now longer answers questions when they are first axed instead he answers them only if he are asked twice he feels this will allow him to get to his next meeting quicker most insurance professionals would consider this a an unethical practice b a clever and ethical practice the correct answer is a an unethical practice question three oscar owns a whole life policy that he has been paying into for many years he would like to continue having life insurance and can afford to make the premium payments but needs about 30 of the cash value for a co