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In this tutorial, WalletHub discusses how to stop recurring payments on a credit card, such as those for utilities, subscriptions, or rent. The recommended approach is to contact the service provider directly through the method they allow, whether online, by phone, in person, or by mail. It is important to make the request at least three business days before the next payment due date to prevent it from processing. Additionally, clients should inquire about partial refunds for any prepaid services and confirm their requests by obtaining a confirmation number or a certified mail receipt. Being firm during the call is advised, as representatives may attempt to discourage cancellation.