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The tutorial explains how to create a personal loan agreement using DocHub in PDF format. To start, visit the specified webpage and select your preferred format. By choosing DocHub, you’ll access a fillable form. Begin by entering the effective date of the agreement, for instance, May 24, 2015. Designate the borrower, in this case, Johnny Appleseed, with his address at 123 Apple Way, Apple Hill, Texas 12345. The lender, his wife Nancy Appleseed, shares the same address. Specify the repayment period, here set at one year, and indicate the loan amount, which is $10,000. The tutorial guides you step-by-step through this straightforward process.