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so in this video were going to be talking about personal services contracts what is a personal services contract when might i need to use a personal services contract and when someone comes to me an elder law attorney looking to qualify for medicaid its because they dont already qualify they have too many assets or they make too much money and so they dont meet the asset and income test and so they come to me because i can deploy a number of strategies to often together that together will help these people qualify for medicaid and one of those strategies is called the personal services contract and a personal services contract is basically an agree a written agreement between the soon-to-be medicaid applicant and a caregiver it can be a professional caregiver it can be a family member whos rendering care to them anyway and essentially says heres a sum of money that im going to give you to pay for my care and people say well you know im you know im caring for my mother im not