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The Garfunkels have recently tied the knot and are searching for their ideal home after living with their parents and in a less-than-ideal one-bedroom apartment. However, they discover that home buying is more complex than anticipated, involving credit reports, mortgages, agents, lawyers, insurance, inspections, titles, and homeowners associations (HOAs), leading to feelings of overwhelm. This complexity makes them nostalgic for simpler bartering systems, although those lack protective measures for agreements. Escrow is introduced as a solution; it serves as a neutral third party that holds money, titles, and valuable items until all parts of the transaction are complete, ensuring a secure process.